Want to Finance Your San Antonio Investment Properties?

TexasCashFlow.com is happy to be working with Gary Curran, a leading Texas mortgage broker and Florida mortgage broker (NMLS: 248863; NMLS: 1306112; BRE:  01789058).

He has several excellent San Antonio investment property loans available, see below. These include many types of investment property mortgages that most can qualify for. Please contact us for more information on investment loan products that are available. You also may call 210-816-4280.

  • No Personal Income Used To Qualify
  • Qualification Based On Property Cash Flow
  • Credit Scores Down To 660
  • Rates Starting In The Low 6’s
  • Up to 75% LTV (Up To 80% NOO On Other Programs
  • No DTI Restrictions
  • 2 Years Seasoning, Foreclosure, Short Sales, BK, DIL
  • Must have Housing History And Own A Primary Home
  • No Limit On Number Of Properties Financed (5 With AOMS)
  • Loans Up To $1 Million (Minimum $75,000)
  • Seller Concessions To 2%

More programs:

Non-Prime/Recent Housing Event

  • Rates Starting In The Low 5’s
  • Loans Up To $1 million (Over $1M Case by Case)
  • Credit Scores Down To 500 (Including Jumbo Loans)
  • Up to 85% LTV With No MI
  • Mortgage Lates Are OK
  • 100% Gift Funds Allowed
  • 5/1 ARM Or 30-year fixed
  • Seller Concessions To 6% (2% for investment)
  • DTI Up To 50% Considered
  • 1 Day Out Of Foreclosure, Short Sale, BK, DIL
  • Owner-occupied, 2nd homes, and Investment Properties
  • Non-Warrantable Condos Considered
  • No Pre-Pay Penalty For Owner-Occ And 2nd Homes
  • No Active Tradelines OK With Housing History
  • SFRs, Townhomes, Condos, 2-4 Units
  • Up To 100% Investor Concentration Allowed


Portfolio Select/Alt-A

  • Rates Starting In The 5’s
  • Loans Up To $2 Million (Minimum $75,000)
  • Credit Scores Down To 640
  • Up to 90% LTV (No MI)
  • Cash Out For Reserves OK
  • Gift funds allowed
  • 5/1 ARM or 30-year fixed
  • Seller Concessions To 6% (2% For Investment)
  • 2 Years Seasoning For Foreclosure, Short Sale, BK, DIL
  • Owner-Occupied, 2nd Homes, And Investment Properties
  • Non-Warrantable Condos Considered
  • Interest Only Program Available
  • No Pre-Pay Penalty For Owner-Occ And 2nd Homes
  • SFRs, Townhomes, Condos, 2-4 Units
  • DTI up to 50% considered


Bank Statement (Personal or Business)

  • No Tax Returns Required
  • 24 Months Bank Statements(Personal Or Business)
  • Loans Up To $2 Million (Minimum $150,000)
  • Credit scores down to 620 / IO available
  • Rates Starting In The 5’s
  • Personal To 90% LTV (No MI), Business To 80% LTV
  • 5/1 ARM or 30-year fixed
  • Seller Concessions To 6% (2% For Investment)
  • Bank Statement Deposits Used To Qualify
  • 2 Years Seasoning For Foreclosure, Short Sale, BK, DIL
  • Owner-Occ, 2nd Homes, And Investment Props
  • Non-Warrantable Condos Considered
  • Gift Funds Allowed
  • No Pre-Pay Penalty For Owner-Occ 2nd Homes
  • SFRs, Townhomes, Condos, 2-4 Units
  • DTI Above 35/43 Considered With 660+ Credit Score

 


Investor Cash Flow

  • No Personal Income Used To Qualify
  • Qualification Based On Property Cash Flow
  • Credit Scores Down To 660
  • Rates Starting In The Low 6’s
  • Up to 75% LTV (Up To 80% NOO On Other Programs
  • No DTI Restrictions
  • 2 Years Seasoning, Foreclosure, Short Sales, BK, DIL
  • Must have Housing History And Own A Primary Home
  • No Limit On Number Of Properties Financed (5 With AOMS)
  • Loans Up To $1 Million (Minimum $75,000)
  • Seller Concessions To 2%


Foreign National

  • Up To 75% LTV (Purchase OR Refinance)
  • No US Credit Required
  • Fewer Country Restrictions
  • DTI Up To 50% Considered
  • 5/1 ARM Or 30 Year Fixed
  • Minimum Loan Amount Down To $75,000
  • 12 Months Reserved Required
  • Non-Warrantable Condos Considered
  • SFRs, Townhomes, Condos, 2-4 Units
  • Loans Up To $750,000 (Higher Amounts Case By Case)
  • No SSN Or ITIN Required
  • Reserves Can Remain In Foreign Account


Please contact us
for more information on investment loan products that are available. You also may call 210-816-4280.